On the forum, with enviable frequency, topics arise with questions like “What should I do if a seller from Ali offers to return the money to my PayPal account? Should I agree or not?” Naturally, these questions arise because sellers quite often began to offer just such a solution in controversial situations. So let’s “dissect” such a case and consider it in detail.
So, the situation:
The purpose of the offer: to force the buyer to close the dispute and thereby complete the transaction.
Once the dispute is closed, the deal will also be completed. The money will go to the seller. In this case, the seller has no obligations to the buyer. It is impossible to force the seller to fulfill his promise. As a result, it turns out that all these actions are based solely on trust. And in 95% (and maybe more) of cases, the seller will deceive the buyer and will not return the money.
2) A dispute has been opened, the order protection time has not yet expired, the seller offers to close the dispute under the pretext that he will return everything via PayPal.
The purpose of the offer: to force the buyer to close the dispute in the hope of stalling for time.
It would seem that in this situation the buyer does not risk anything, because There is still time for order protection and the dispute can be reopened. But let's look at it from the seller's point of view. The order has not yet been confirmed, so the seller does not have your money. They are on the trading platform account. Let's say the seller decides to compensate you for your purchase out of his own pocket. But in this case, he has no guarantees that after receiving the money you will not open a dispute again, and even win it. It will be extremely difficult for him to prove that the seller compensated you for the cost of the order, and did not just give you money. Do you think the seller will take such risks? 99.9% probability that no! After all, he risks double the cost of the order! As a result, it turns out that the offer to return money to your PayPal account is essentially fictitious.
Moment 3
Let's assume that for some reason you agreed with the seller's offer to return your money to your PayPal account. And it so happened that the seller even fulfilled his promise and made the transfer. Whether this happened after you closed the dispute or during the dispute, and after that you closed it, is essentially not important. Another thing is important, in this case the seller can send you money not as a transfer, but as a payment. Money transfer and payment are two essentially different operations in PayPal.
The first thing you will probably encounter is that PayPal will take a commission from the amount of money received for carrying out such an operation (for payments and transfers from China this will be about 4% of the amount). Formally, if a money transfer is being made, then the sender of the funds can also pay a commission, but in practice the Chinese almost never do this.
The second (and most important) is that in this case the seller can cheat. If you issue a refund as a payment, the sender is covered by PayPal's buyer protection program and can get their money back if they wish. Formally, you begin to act as a seller who sold something to the Chinese, and the Chinese paid for this “something”. And as a result, 40 days after such a refund, you can find an open dispute in your PayPal account, initiated by the Chinese because he did not receive his goods. Particularly smart and cunning sellers can also write something like “order number no...” in the details of their payment. In this case, PayPal will consider this transaction as a specific transaction between you and the seller and will ask for proof of sending the goods, which you naturally do not have. Your arguments that this is a refund for a failed transaction on Aliexpress will be ignored by the PayPal support service, because... any transactions and agreements made outside the system are beyond the competence of PayPal. The result of such proceedings, as a rule, is the same - the seller will be returned all the money that he previously transferred to you. And it doesn’t matter whether this money remains on your account balance or whether you have already spent it. The required amount will either be forcibly debited from the card, or your PayPal account balance will become negative. In general, the outcome will be bleak...
conclusions
Now that the principles and “mechanics” of money back offers outside of a dispute on Aliexpress are clear, let’s draw some conclusions from the situations described above.
First and most importantly, all questions regarding refunds (for any reason) must be handled only within the system in which the purchase was made, namely within the framework of a dispute on Aliexpress and within the framework of their buyer protection program. If you have the opportunity to open a dispute and return the money as part of the dispute, then you must refuse any offers from the seller to return your money in any other way. Don't fall for the seller's tricks! The easiest way is to write that you do not have an account with PayPal, this is the first time you have heard what it is and that you have no desire to open an account there.
If we simplify what is written, we get the following:
Refund within a dispute on Aliexpress:
Guarantees: high
Risks: low
Refund via PayPal:
Guarantees: low
Risks: high
Second. You can agree to a refund via PayPal only in one case - if you no longer have the opportunity to open a dispute and the order is closed. It’s worth saying that in this case, an offer to return money from the seller is not often heard. But if the seller is honest (and this also happens, although rarely), he may well return the money to your PayPal account, if, of course, your account can accept payments. In this case, you don’t really risk anything and such an attempt is better than no attempt.
Third. To be completely objective, this is also worth mentioning. Of course, you cannot label 100% of Aliexpress sellers as scammers. Among them there are quite honest, responsible and friendly sellers who value their name, reputation and their clients. But, unfortunately, and as practice shows, there are not very many of them... If you trust your seller, have extensive experience working with him, then, of course, no one can force you not to believe his promises. But in any case, all financial relationships outside the Aliexpress trading platform are entirely at your own peril and risk.
When making purchases in online stores, you may remain dissatisfied with the quality of the product and the condition of its appearance. To resolve the situation, you open a dispute, in which the money is transferred back to you, and if the dispute is closed, the seller with Aliexpress asks for a PayPal account to return the money, or the funds are returned automatically. The exchange protects the rights of sellers and buyers equally, but in order for arbitration to resolve the situation, it is necessary to open a dispute.
Do I agree that the Aliexpress seller asks for a PayPal account to return the money?
It is advisable to have an account with the specified mailbox, but if the funds are received in advance, the system will send a notification by email with information on the current balance and clear instructions for registration.
When you create a personal account on PayPal, the system validates your bank card. You will be asked to confirm the link; to do this, you must have a few dollars in your account, which will be debited upon registration. Upon receipt of notification about the opening of an account, the funds are returned back.
When working with PayPal, you must follow a number of rules:
- You cannot disclose your account details other than your account;
- use the system only on trusted sites with a secure protocol (HTTPS://);
- To avoid being blocked or the system security service requiring personal identification, access the site from only one computer;
- instant cards are a tasty morsel for scammers. To avoid becoming their target, it is better not to use them in your account.
What PayPal information must be sent to the seller for a refund?
If the seller offers a refund to your PayPal account, all you have to do is send an email. Demands for additional account information are a trick of scammers or a loophole to delay time until the dispute is closed. Neither Aliexpress nor PayPal are responsible for any information you disclose beyond what is necessary.
Before you submit your details, it's worth checking to see if transfers from PayPal are possible. The platform does not operate in all countries. You can check this on the official website. It is known that residents of some CIS countries (Ukraine, Belarus, Kazakhstan) cannot make transactions through this payment system. You can register an account without any problems, but, despite all the assurances of the sellers, you will not be able to receive money.
Refund via PayPal on Aliexpress
Currently the site does not work with this payment system. You can verify this on the official page of the site by scrolling to the very bottom. The “Trust us” block shows all the systems through which payments can be made.
Important! Aliexpress refunds money to the account from which the purchase was made.
PayPal is an independent payment system, with rules, arbitration, accounts and a protected area for transactions. The dispute opened on Aliexpress has no connection with another platform.
Having opened a dispute, most sellers ask to either close it, citing a lot of reasons (downgrading of the rating, long wait for a decision, interruptions in the work of postal items beyond their control), or offer to immediately transfer money to PayPal. The scheme is a priori murky, since it bypasses the established rules of Aliexpress. If the other party wants to circumvent the regulations, the goal is clear - no one is going to pay the money, but only to close the dispute.
How to protect yourself from fraudulent activities
If regular Aliexpress users know all the intricacies of making purchases, then newcomers who are faced with the problem of returning can easily fall into the trap of scammers. The scheme is simple:
- The supplier himself makes contact, regularly sending letters with regret that the goods never arrived or turned out to be of poor quality. Having lulled the naive buyer’s vigilance, he convinces him that a refund will be made and requests a PayPal account;
- if the dispute is already open, they ask you to close it with a zero return, guaranteeing it directly. Inexperienced buyers take the bait, close the dispute and happily send an email where the funds need to be transferred.
- The seller is playing for time, waiting for all the order protection deadlines to pass. Having achieved that the dispute was never opened, bypassing all possible deadlines, he does not transfer the money.
- Having agreed on the return, he transfers the amount of money to the PayPal account, but then withdraws the payment. The fact is that transfer and payment in this system are two different things. If the seller sends you a “Transfer”, then you don’t have to worry, the funds will fall into your balance, and you will be able to manage them after some time. If “Payment” is carried out, then the following scheme applies:
- the buyer and seller on Aliexpress in PayPal change places. By filing a return as a “payment,” the former seller is eligible for 40 days of PayPal buyer protection;
- after 40 days, the seller applies to PayPal arbitration with a complaint about non-receipt of the goods according to payment. When making such a return, fraudsters indicate the numbers of an imaginary order in order to certify the system support service in making a real purchase. The arbitration will request from the buyer the track number to which the paid “purchase” was sent. Without being able to provide anything and prove otherwise, the funds are returned to the seller’s account.
You can avoid fraud on the part of the seller only by being vigilant:
- Extend the order protection period for Aliexpress in a timely manner;
- If controversial situations arise, open a dispute and return funds according to established rules.
You can’t rely on the sellers’ honesty, so it’s better to follow the rules and not make arrangements for a return that bypasses Aliexpress.
When shopping abroad, you may encounter a situation where the seller on AliExpress wants to return the money to PayPal. What risks await you if you agree to the offer?
What is the connection between AliExpress and PayPal
Previously, AliExpress allowed payments using PayPal, but due to high interest rates, the option had to be abandoned, and the platform developed its own system. Thanks to it, the client receives reliable guarantees, because the transaction is carried out in 5 stages:
- the parties agree on the terms;
- the buyer makes payment in AliPay;
- the goods are sent;
- after receiving and inspecting the parcel, the buyer makes a confirmation;
- the amount is transferred to the seller's account.
The scheme, called Escrow, ensures the safety of the buyer. In the event that the package is not delivered or the order received does not correspond to the descriptions and photos, . But if you receive a request to close the dispute and agree to compensation via PayPal, remember that there is no agreement between the service and the trading platform. By refusing Escrow guarantees, you put yourself in a vulnerable position.
Important nuances when returning to PayPal
You made a purchase, but the item was not delivered or was not as described. You open a dispute, and the other party asks to close it, promising to return the cost to PayPal. Should you give in to persuasion? Before making a decision, pay attention to the nuances.
The role of buyer location
The option when the seller offers to return the money to PayPal is accepted by inexperienced buyers who do not even use this payment service. , they begin registering a wallet and learn that the system operates with restrictions in a number of countries. In Ukraine, Moldova, and Kazakhstan, the Send only model is available, when the user can only send funds, and it is impossible to accept payments even if the other party is honest.
Purpose of switching to PayPal
Keep in mind that, if desired, the seller will send funds as part of an open dispute, and offers of payment through another system are due to the desire to receive a deferment. The development of events depends on the terms of order protection:
- If time permits, you can close the dispute and open it again later. But the likelihood of fraud remains high: until you confirm receipt of the goods, its cost remains on the account of the trading platform. To pay you, the other party will have to pay their own money, and their shipment will not be confirmed on AliExpress. You will have the opportunity to reopen the dispute and win, stating that the transfer was made in the form of a gift or payment for services. The seller will not take risks, which means he is not going to send the transfer right away.
- When, the calculation is made that you will not have time to start a closed dispute again. You will not receive any goods or money.
In any case, the promises will turn out to be false, so the scheme should be abandoned.
Possibility of fraud
Even if you received the money, the refunded amount may later be withdrawn from your account. A case was discussed on specialized forums: a customer placed an order and began to wait for a package from China, but the track was not tracked. She opened a dispute and the seller promised to return the payment. The only request was not to spoil the reputation, so the dispute was closed, and the money came to the account in the electronic payment service. The buyer found a new offer on eBay, transferred funds and forgot about the conflict.
After 40 days, she saw that a dispute had been opened with PayPal, where the Chinese seller acted as a buyer and complained about the delay in sending the package, which he supposedly paid for. The decision was made in favor of the fraudster, and the client’s account went into the red, since the amount at that time was spent. What to do to avoid such developments?
How to prevent cheating
The role is played by the fact that the transfer is sent in the form of a payment, because in PayPal these actions are different. First of all, a percentage will be deducted from the amount, although the expense may fall on the sender. If you are dealing with receiving from China, then the seller is unlikely to agree to pay this 4%, and you will lose money.
By implementing the scheme, the sender also relies on a system to protect buyers. To be on the safe side, he will provide your order number and later state that payment was made when purchasing the item. The administration will ask you to confirm the sending of the parcel, which you cannot do, and the amount will be debited from the account in favor of the fraudster.
It will be difficult to defend what is right:
- It is useless to contact PayPal with a story about a transaction on AliExpress, since the analysis of such cases is beyond the competence of the service;
- if you spend money, it will either be forcibly debited from the card, or the balance on the system account will become negative.
When agreeing to the proposed option, study the details: accept only the transfer, and decline payment for the order. But for those who are not confident PayPal users, it is advisable to refuse compensation through the electronic service and take advantage of Escrow.
What to do if you accepted a questionable payment
An unscrupulous sender falling under the buyer protection system may open a dispute within 180 days from the date of transfer. If you accepted a questionable payment and are worried about your finances, withdraw them to the card in advance, and then unlink it from your PayPal account. The seller may win the dispute, and your wallet balance will go into the minus, but for those who rarely use this system, this option will allow you to save money.
In discussions on forums, users were interested in whether to close an account in an electronic service if the reliability of the seller is in doubt, and the transfer with the comment “For order No...” has already been accepted. This will not be possible, since the administration first checks possible debts.
To avoid being scammed, you can only withdraw funds and not use your account in the future.
Refund in case of lost dispute
Although you should not agree to a refund via PayPal, users are faced with unusual situations in which the seller may offer a similar option. A case was discussed on a specialized forum: after receiving the goods, the client did not send a confirmation, wanting to check the item in operation. Having discovered the defect, he demanded a refund of $20. The sender only agreed to $5, so a dispute was opened on AliExpress.
At this stage, the client asked for compensation of $25 for moral damages and delays. After 10 days, the dispute was referred to the administration, but a new breakdown was discovered, and the cost of repairs exceeded the stated amount. The buyer wanted to change the requirements and made a mistake: he closed the dispute, hoping to open a new one, and unknowingly confirmed the achievement of a compromise with the second party.
Since after an agreement on AliExpress it is not allowed to open a dispute on 1 case 2 times, the leverage was lost.
The buyer contacted the seller, explained the situation and asked for compensation for the damage. In case of refusal, he promised to leave negative feedback and attach photographs of the broken item. A compromise was not reached, so the user outlined the problem in the review. A few days later the seller got in touch and promised to compensate for the damage. He agreed to compensation only if the review was changed to 5-star, and he promised to send the money after he saw the result. The client agreed, wrote about his positive impressions, but predictably did not receive the money.
The sending party took advantage of the fact that only reviews that have a maximum of 3 stars can be changed. What to do in other cases? Without receiving compensation, you can go back to the site, click Reply and add that the previously left review is not true. By pointing out that the seller offers to return the money, but does not fulfill his promises, you will challenge him to dialogue and insist on his own.
Important: if you lost a dispute on AliExpress, and the seller himself contacted you with an offer to reimburse your expenses, you need to be careful. A company or store is likely to drag its feet until the deadline for posting a review expires, so don’t let them delay posting.
The second party may “want” to return the money in the case when you are dealing with goods from the Longer protection category: the guarantee allows you to open a dispute within 15 days after confirmation. While the seller makes promises, time runs out and you will be left without money and without a purchase. Solve the problem within the trading platform, and there will be no difficulties.
Features of the process in AliExpress
The sender of a low-quality product may claim that it is difficult for him to make a transfer through AliExpress. But for full or partial compensation, it is enough to accept the terms of the dispute, and the administration will take further actions. You don't even need to close the dispute: this will happen when the seller agrees. Complex actions are not required from him, so objections can be ignored.
It happens that those who want to purchase a product are not well versed in the work of AliExpress, so they agree to a transfer to PayPal. An example is a real case when a user received an order and saw that it did not match the photo. A dispute was opened with a request to compensate 50% of the price, but the sender in private messages offered to return 40% to PayPal. In this case, it is important to remember: promises in correspondence do not provide guarantees, so do not close the dispute!
Reliability is ensured by using the following scheme:
Once an agreement is reached, the dispute will be automatically closed, and the funds will be returned in a few days.
What to pay attention to
If a seller on AliExpress wants to return money to PayPal, consider the following:
- Do not give in to persuasion and conduct disputes within the system where you make a purchase, which will allow you to appreciate the advantages of Escrow. The easiest answer is that you don’t use PayPal, don’t know about its existence and don’t intend to open an account.
- Agree to compensation via PayPal only if you can no longer win the dispute on AliExpress. True, you're unlikely to receive an offer for a refund, but the seller may want to get rid of the negative review or simply be honest. The likelihood of getting your money back is low, but you have nothing to lose.
When shopping on AliExpress, do not label the party offering the refund as a scam. If you have been cooperating for a long time and have reason to believe the promises, then you can agree, because even Chinese sellers show decency and value their name. But practice shows that their number is small, so it is advisable to refuse financial transactions through PayPal or another payment service.
When placing an order on Aliexpress, the buyer is sometimes faced with the need to return funds. Such an operation occurs through a dispute that is made on the trading platform. But sometimes a slightly different method of making a return is offered, and for this, the seller from Aliexpress asks for a PayPal account to return the money.
Should I agree to return money from Aliexpress to my PayPal account?
It is not recommended to agree to return money via PayPal. For this, there is a “Dispute” service that you should use. If necessary, you need to open it, and if it is already open, begin actions to return the finances.
You can agree to withdraw money through Pay Pal only if the time for the dispute has expired and the seller offers this option as a way out of the situation. Although there is one more nuance here: if the protection period on the platform has come to an end, it is no longer possible to return the money.
Why don't you need to agree to a refund via PayPal?
The seller often uses offers to return funds to PayPal to stall for time. This is done with the aim of getting a good review from the client, or the consultant hopes that the user will make mistakes.
Sometimes there are situations when the seller returns funds to the client. And in such a situation you need to be vigilant. This is due to the fact that in the PayPal payment system there are two types of transfers:
- A payment that can be made for certain services and products.
- A translation intended for a friend or loved one.
The payment system provides client protection. Its duration is 180 days. It is more practical for the buyer than for the seller.
A PayPal system client who wants to carry out an operation through this payment transaction should take these points into account. Since the protection is long-term, the seller can issue a refund, but conduct it as payment for the goods. And after a certain period of time, open a dispute and demand the money back.
How to find out your PayPal account for a refund on Aliexpress?
To find out the balance of the PayPal payment system, you need to have an idea about it. This payment system is the most widespread and has millions of customers around the world. The Paypal account is the user's email. To process a transfer, the client only needs to provide an email address. Further work is carried out by the seller. You should pay attention to this nuance: the end of the email must be “.com”.
In the process of creating a personal account, a plastic card is attached to the mail. Any operation requires confirmation; in the case of PayPal, it is paid. Therefore, during registration actions, a certain amount of money must be present on the card balance. And when the account is already opened, the written-off finances are returned to the balance again.
Working with PayPal requires compliance with certain rules:
- Account details are strictly prohibited from being disclosed.
- The payment platform should be used only on trusted sites.
- To avoid blocking and confirmation of identification, it is advisable to log into your PayPal account from one computer.
- It is not recommended to use instant plastic cards in your personal account - they are an easy target for attackers.
What PayPal information must be sent to the seller to receive a refund?
If the seller receives an offer to return money through the PayPal payment system, then the client must provide him only with an email address. If additional information is requested, problematic situations may arise and the user risks losing funds. Because such demands can only be made by scammers.
The client should be aware that if unnecessary data is provided, the payment system and trading platform are not responsible for the actions of the buyer, even if the initiator was the seller.
Before making a transfer, the client is advised to find out whether the monetary transaction is possible. This is due to the fact that such a service is not provided in all cities and countries. Which localities do not support the service can be found on the company’s official website. Registration of a personal account will be completed without difficulties, but transferring savings will not be possible in such CIS countries as Belarus, Ukraine, Kazakhstan.
Refund via PayPal on Aliexpress: the essence
Currently, the trading platform does not communicate with the payment system in question. To get confirmation of this, on the official page of the platform you should go down and click on the inscription “Trust us”. Here you will see all the systems through which you can make a transfer.
The PayPal payment system is an independent unit that provides its own rules, arbitration, and account for performing actions.
If a client opens a dispute, and the seller asks to close it and argues with all sorts of reasons related to the rating, long waits, interruptions in mail service, you can be sure that the money will not be returned. The reason for non-return of funds may also be convincing requests from the seller to transfer funds directly to PayPal.
How long does it take to get a refund from Aliexpress to PayPal?
The Aliexpress system has established one important financial rule - funds that are awaiting return are transferred only to the balance from which they were withdrawn. If the goods were paid directly from a bank card, you can not count on a refund.
The deadlines for receiving funds for payment products are as follows:
- Visa, MasterCard, Maestro – from three to five working days.
- WebMoney, QiWi – from seven to ten working days.
- Transfers: bank and Western Union – 7 – 10 days.
What to do if the return from Aliexpress to PayPal takes too long?
If the dispute operation has already been completed, but the finances have not been credited to the balance sheet, what should you do in this case? First you need to decide at what stage the funds are.
To find out, in your personal account you should follow the “My orders” link and find the product for which the dispute was made. The inscription “Stages of return” will appear next to the product. After clicking on the tab, three stages will appear:
- Return approved.
- Processing of funds.
- Return completed.
If the indicated line is not filled, there is no reason to worry. It is recommended to check the cards that may have been used to pay for the goods. If there is no money on the supposed cards, the AliPay settings are checked. The setting is automatically set here when, in the event of a return of funds, they go to this balance. Therefore, the buyer does not need to panic, but use the funds to pay for another product.
How to protect yourself from fraudulent activities?
If a person is faced with such a situation for the first time, it is necessary to know the nuances that will help not fall into the hands of scammers:
- The seller gets in touch and regularly sends emails in which he explains that the product is of poor quality or simply did not reach its destination. If the buyer trusts the seller, he requests a PayPal account and assures that he will send the finances.
- When opening a dispute, the seller offers to close the transaction and return the funds directly. Sometimes clients buy into this trick and send an e-mail in the hope of getting their money back.
In any of these options, the client will not receive the funds back. And in order not to become a victim of such an operation, you should be vigilant and attentive.
Conclusion
The buyer is given the opportunity to return the funds paid for the goods not received by opening a dispute. But the client should know the nuances of returning so as not to become a ruse for fraudulent activities. Under no circumstances should you provide extraneous information about accounts so that user deposits are not withdrawn from them.
Paypal is a world-famous payment system. Due to the high degree of protection for paying for goods in online stores, ease of use and concealment of bank card data, it is very popular in many countries. For Russian citizens, this service opened up the opportunity to use secure monetary transaction services just a few years ago. Therefore, many newly registered wallet owners have a question about how to find out their Paypal account. Sellers often ask for this data, but where can they get it?
Why is Paypal becoming so popular in Russia?
This is one of the safest payment systems in terms of paying for goods in online stores. A big plus for Russian users is that you can transfer money through the Paypal service for purchases on foreign trading platforms. Funds for purchases are not immediately credited to the seller’s account, but are delayed in the system and transferred after the goods are delivered. And if the purchased item arrived defective, you can file a complaint with “Dispute” and return part or all of the amount paid. Here you don’t even have to think about getting your money back. All transactions take place within the system; in case of a failed transaction, the funds are returned to the sender’s balance.
Why do you need to know your Paypal?
In cases where money is credited to the seller’s account, but the purchased item arrives defective, first of all, you need to notify the seller about the low-quality product. Often there is no need to even contact the service administration to receive your money for a defective product. Many sellers themselves are ready to transfer the money paid for low-quality goods. To do this, they ask the buyer to send the wallet number to which the funds need to be transferred. Here, many new users are faced with the question: how to find out the Paypal account for a refund? In addition, some suppliers require you to provide wallet identification information as confirmation of payment, and many buyers are starting to look for individual digital combinations familiar to such services.
At the moment, Chinese trading platforms, for example Aliexpress, are very popular. Here you can buy good goods at a low price. Payment options are different, including the service in question. The turnover is high, there are a lot of sellers. As in any online store, the quality of goods does not always correspond to the description, and in order not to lose customers, suppliers issue partial refunds, so buyers are wondering how to find out their Paypal account on Aliexpress. Let's figure it out.
How to find out your Paypal account?
The wallet number in this system is not a set of numbers, as in other payment systems, but the user’s email address, which he entered and confirmed when registering with the service. By the way, it is also the login for entering.
This is what must be indicated to confirm payment or refund. A Paypal account is called an ID.
You have received the answer to the question of how to find out your Paypal account, you now need to take care of its security. It is best if the user creates a new email address to register in this payment service and uses it only in Paypal. Passwords for mail and wallet should not be the same.
Sometimes, in addition to the identifier in the payment system, scammers ask buyers to send information about a bank card, its number, expiration date, CVC/CVV, citing the fact that in order to complete the payment they need to transfer such information to the bank.
This is absolutely impossible to do. For honest sellers, it is always enough to simply enter it when registering with the service and be the wallet identifier. And those who have information on how to find out their Paypal account can always confirm the payment or return the money spent on a poor-quality purchase.
Conclusion
With the advent of the system, the level of servicing clients’ monetary transactions has increased and the degree of security of purchases in online stores, including foreign ones, has increased. If the client follows the rules for the use and security of his payment personal data, his money will always be safe.
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