Now it’s the turn to learn about an equally famous service from WebMoney.
Yes, there is never too much money, even electronic ones, and you need to store it somewhere. So you have to have it organized. It is very convenient to have three electronic wallets from different systems. After all, if necessary, you will have a choice of which one to use at one time or another.
And if you work or have just started working on the Internet, then you need to be 100% proficient in all three at a minimum, because you probably don’t know exactly how the customer will be able to pay you, for example, for a cool article you wrote.
So, today we will talk about another company that has such a service as an electronic wallet, or more precisely about how to obtain a WebMoney certificate.
What is webmoney
First, let's figure out what electronic money is, why it is needed and why webmoney.
It's simple an electronic wallet is a means of storing your earnings online. It is as safe as keeping your personal savings at home or in a bank, since every transaction made with your funds happens with you. You have complete control over what happens in your online savings cell.
Using this service, you can make purchases, pay for services, make various payments, purchase any services not only on the Internet, but also in real life. This is because you can always withdraw your earned budget, for example, using a regular ATM.
Note: There are other ways. We will talk about them in detail in the next article.
Currently, electronic money is very popular. You won't need to carry around change that constantly rattles and overflows your wallet. You can hold just one card in your hand and use it to perform many transactions.
Moreover, online shopping is gaining momentum, and a very large number of people are already inclined to purchase via the Internet, which significantly saves time. Do you know that time is our expensive and irreplaceable resource.
However, the WM service has certain conditions, and in order to take advantage of the possible benefits of working with this company, you must comply with them. For example, an identification procedure with which you can expand your ability to manage your wallet online.
Let's talk about this in more detail.
What is a WebMoney certificate
System participants, for example, you and the customer, are located remotely from each other and do not meet during settlement. You don’t know what your customer looks like, what kind of person he is, etc. It is logical that in this situation the issue of trust and security is fundamental.
How can you be sure that a person is not a fraud? The WebMoney certification service will help with this.
A WebMoney passport is a kind of certified identity document that reflects the following data: full name, passport, contact information. The certificate is a guarantee that a person really exists.
Depending on the amount of information provided by the participant, there are different kinds certificates. The higher the level, the more trust he has.
Types of certificates
As already mentioned, personalization will help you expand the capabilities of your e-wallet, however, which ones are up to you. WebMoney provides various options. Some are very easy to do, others not so much.
Let's talk about what types there are:
Nickname. It is issued to the system participant upon registration and is completely free. It is usually used by beginners to learn the service. You can perform a number of operations: small transfers, payments and online purchases. Since they were presented to him minimum requirements, then the trust is corresponding.
Formal. This type is suitable for those who actively use Internet services, freelancers and those who want to withdraw electronic money. To receive it, you need to enter your passport details on the website and upload a scanned copy of it. Allows you to make payments, pay bills and withdraw funds.
Elementary. Suitable for those running small businesses or online work, such as bloggers. You can purchase it either for a fee after checking your passport, or for free by ordering a WebMoney card or making a certain purchase.
Personal. Suitable for large business owners, advanced Internet users, etc. It allows you to use all the features of the system. Issued for a fee after verification of passport data by the registrar - an authorized representative of the webmoney company.
What are certificates for?
Why are different certificates needed? Everything is simple so that you can expand the boundaries of using and managing your own funds. It depends on what goals you are pursuing.
If you simply pay for purchases made on the Internet with money that your friends transferred to you or that you earned from a small transaction, for example, 300 rubles, then a pseudonym will be quite enough.
If you need to pay with proceeds in real life, in addition to online stores, make transfers within the system, pay for services and bills, you should think about having a formal level.
If you plan to make fairly large transactions and store a considerable amount in your wallet, then the initial one is what you need. Here there are larger limits and the status is no longer a beginner.
Well, as we said, owners of large businesses or Internet businessmen cannot do without a personal level. Here you can already go wild: replenish and withdraw funds with much higher limits than those discussed above. In addition, the certificate indicates maximum confidence in its owner.
Agree that this is a very important role when working via the Internet.
How to get a certificate
But let's still talk about how to get certain statuses.
Before receiving it is necessary register in the WebMoney system.
We go to the site webmoney.ru. In the upper right corner, click the “Registration” button, select the registration type and click “Next”.
A form will open for entering the following data: date of birth, Security Question. Next, check the box that agrees to the processing of personal data and click “Continue.”
Then you need to enter the code that the system sent to the e-mail you specified. The code is quite long, so to avoid errors, I advise you to copy and paste it into the window intended for it and click “Continue”.
The last step of registration consists of you providing a password. To confirm that you are not a robot, you must enter the characters from the picture and click “OK”.
All! Hooray! Are you registered. Now you can open your wallet. Select in what currency you need a wallet (in the example I chose rubles), read the agreement, accept the terms and click “Create”.
After registration, a pseudonym certificate is automatically assigned free of charge.
In the upper left corner you will see a notification that your wallet has been successfully opened. The number itself is located next to the tricolor icon. On at this stage you can already perform operations permitted by the alias passport.
Registration of a formal certificate
The next step after the pseudonym is a formal certificate. To get it you need:
You will be redirected to a page with personal information. The first block of full name and date of birth just needs to be checked; if the date is incorrect, it can be corrected, just like gender. You can also choose what will be displayed on the page for other users and what not.
Then you need to set your country by clicking on this button.
A form will open for you to select your region and city. You can find it manually or through a search, and then press “Enter”. Select your city, as indicated in the screenshot, first in the search, then below in the “City” field and only then click “OK”.
Here you need to fill in the address, indicating the zip code, street, house, apartment.
You will then be redirected to a page to enter additional data: TIN, SNILS and passport issuing unit code. After filling them out, you need to click “Next”.
Within 10 minutes your status will be updated.
On your page you can see the presence of a formal certificate. The system also notifies you that you need to provide a scan of your passport for verification. Select the file containing the passport pages and click “Continue”.
At this point, the procedure for obtaining a formal certificate can be considered complete.
Registration of the initial certificate
There are two ways to obtain an initial certificate:
1. P at a personal meeting with an attestator.
2. No meeting, but subject to the following conditions:
— when replenishing your wallet through the Unistream, Contact or Anelik system by money transfer within the Russian Federation on the website
— when replenishing your wallet from a bank account on the website banking.guarantee.ru
— when attaching a bank card from partner banks (Alfa-Bank, PromSvyazBank, Ocean-Bank, etc.) on the website banks.webmoney.ru
Let's consider the first method in more detail.
On the site passport.webmoney.ru it is necessary to select an attestator who can conduct the inspection.
Read the identification conditions and pay for the service (this is done directly on the website using a wallet).
Next, we arrange a meeting with the selected registrar and bring with us an application and a photocopy of your passport (the page with your photo and signature). At this point, obtaining an initial certificate can be considered complete.
Registration of a personal certificate
On this moment A personal certificate can be obtained in two ways:
1. After a personal meeting with one of the registrars from the list on the website. The procedure is as follows:
— on your personal page, select “personal”;
— select a registrar from the list;
— fill out an application indicating the required status (the same form as when receiving an initial certificate);
— come to the meeting in person with documents.
2. According to notarized documents which are sent by mail.
I did it using the second method, since I don’t have an attestator in my city. The first 3 points are similar to method 1, then the printed and completed application must be taken to a notary for certification.
Note: date and sign the application in the presence of a notary.
Also, do not forget to take his business card with contact information from the notary. This is required to verify the reality of the document certification procedure.
Next, you will need to confirm your mailing address. To do this, fill out a form on the website indicating the address. After that, WebMoney sends a letter to the address you specified with a code that you must enter. Thereby confirming that you really live at this address and received the code with the letter.
After this event, you need to go to the post office, buy an envelope, enclose an application, a copy of your passport and a business card in it and send it to the address of the selected attestator. In my case it was:
About a week later, an employee of the center called me and asked a few questions about my work in the service and why I needed this particular type of certificate.
A few days later, when I went to my personal page, I saw the new status of my certificate.
Note: in terms of price it cost me: 19 $ payment for the certificate, 500 rubles. certification of the application by a notary and 20 rubles postal envelope.
Thus, after reading this article you can easily obtain the certificate you need. It all depends on your activities and transactions that you plan to perform on the Internet.
If you have any questions during the process of obtaining certificates, welcome to comment. I'll be happy to help in any way I can.
See you again on the blog.
Ekaterina Kalmykova
Hi all! In today's article I will tell you about how I received a personal webmoney certificate, I will tell you why a personal webmoney certificate is needed and I will give you detailed instructions on receiving a personal certificate if you decide to get one...
If you do business on the Internet, then having this certificate gives you a number of advantages over having a regular formal certificate...
I know that there are some guys who don’t even know what webmoney is, so a few words for them. If you decide to make money on the Internet, then be sure to go to the official webmoney website, download the Webmoney Keeper Classic client there and install it on your computer following all the system instructions.
After you install this client on your computer, you will be assigned a 12-digit WMID, then create your personal electronic webmoney wallet of any currency (R - rubles, Z - dollars, E - euros). After creating it, you will be given your personal webmoney wallet number, which also consists of 12 digits. After receiving the WMID and wallet number, you need to obtain a formal certificate by giving the webmoney system your passport and other data for verification.
You can top up R, Z, E wallets in various ways. I use an R wallet, so I always top up through payment terminals, of which there are now hundreds in any city... Just as you put money on your phone, you can put it on a webmoney wallet, but you don’t need to indicate the phone number in the terminal, but your 12-digit number. All!
Then the money comes to your wallet and you can pay with this money for anything on the Internet... Mobile communications, products, services, etc... In addition to replenishing your wallet, you can also empty it, that is, withdraw real money from it, but that’s another story and it takes too long to tell, it’s better to read about it on the same official website.
You can send money to other participants in the system, etc. In a word, webmoney is a good thing. If you come to the Internet to earn money, the first thing you need to do is install Webmoney Keeper Classic and create a wallet! Let's return to non-newbies... Why do you need a personal certificate?
— Firstly, having a personal passport, you can obtain a merchant’s passport, and having a merchant’s passport, you can automate the receipt of funds on your website or blog from clients using the interfaces of the Merchant WebMoney Transfer service. Surely many of you have already paid for something on the Internet through the webmoney system in automatic mode, clicked the “pay” button and this window appeared:
Enter the numbers, confirm payment via SMS and you're done! The money came to the seller, but left you.
— Secondly, you will be able to participate in the work of the credit exchange.
— Thirdly, you can become a participant in the certification center’s affiliate program and earn money.
— Fourthly, you can get a debit bank card Star/Plus and use it to withdraw funds from the system;
In general, many other privileges are given to the owners of a personal certificate; I will not go into details about them in more detail; for me personally, and for you, I think, these four opportunities will be important.
And in general, a personal certificate is personal, it is no longer initial and not formal. The fact that you have a personal certificate indicates that you are a serious person, that you are seriously engaged in business on the Internet, and that scamming people out of money and any other fraud is not in your interests...
Conclusion - a personal certificate is good! How to get a personal webmoney certificate?
You can read about how to obtain a personal certificate here. Now I’ll tell you in detail what steps I took to get a certificate in 5 calendar days!
This is how I received a personal certificate, spending a little more than 500 rubles. In principle, there is nothing complicated! If you still have a formal certificate or even a pseudonym certificate, then I advise you to get a personal one.
I’ll probably end this article here, I hope it was useful for you. When I make my first paid information product and start accepting payments on the site through the webmoney system automatically, I will apply for a seller certificate. I will receive a seller’s certificate, and I will also write a detailed article with all the steps of what and how I did to get it. So .
I wish you success! Now you know how to get a personal webmoney certificate.
P.S. How do you like the article? I advise you not to miss information about new free video courses and blog competitions!
Best regards, Alexander Borisov
Usage electronic money WebMoney in the same name payment system allows users to transfer funds much faster without using postal services or banks. However, to be able to work in the system, certification is required. The presence of a certificate that identifies a person and links him to passport data allows minimizing the risk of fraud using the payment system. Immediately after receiving the WMID, each user is issued an alias certificate. You can get another one for free, a formal one, where only real information about the owner should be indicated. However, the maximum benefits are provided only by a personal WebMoney certificate, for which you will have to pay, albeit a relatively small amount.
What is a personal certificate?
Answering the question of what a personal WebMoney passport is, it is worth noting that among all the available to an individual This option has the maximum capabilities and privileges. The owner's level of access to the WebMoney service is higher than that of other users. And the only restriction for obtaining is the presence of a formal or initial certificate, the availability of which can be checked on your WebMoney page. 
Before you receive a personal WebMoney certificate, you will have to find a registrar (certifier) and, most likely, arrange a personal meeting with him. In addition, you will have to pay from 10 to 20 WMZ for the certificate.
The Wikimoney website recommends taking the Lazy Investor Course, where you will learn how to get out of your financial ass and learn how to earn passive income. No enticements, only high-quality information from a practicing investor (from real estate to cryptocurrency).
Opportunities for personal certificate holders
After receiving a personal WebMoney passport, its owner’s capabilities in the payment system increase:
- a function for automating the receipt of funds is added, which can be useful and convenient, for example, for operating an online store. Getting rid of manual confirmation of each payment significantly simplifies the sales process;
- the user can receive a loan from the WebMoney service;
- to withdraw funds from electronic wallets you can use a specially issued bank card;
- You can post news on WebMoney service websites, issue initial certificates, and even become a payment system consultant.
And a WebMoney user with a personal passport can use the DigiSeller service to create their own trading platform. Or register your sites in the Megastock catalog of Internet resources.
Those who really need these opportunities should find out how to quickly get a personal WebMoney passport, especially since this process usually does not take much time.
Obtaining a certificate
The method for obtaining a personal WM certificate is relatively simple. And the period during which the user’s application will be considered depends on the chosen method. When meeting with the assessor, this will take several days. If you are interested in how to get a personal WebMoney passport without a personal meeting, it will take a little more time.
The main steps include:
Before making a personal WebMoney passport, the user of the system will have to contact the selected registrar, and, having met him, give him both the application and a copy of the passport. If the person receiving the certificate is under the age of majority, he must be accompanied only by one of his parents at the meeting with a representative of the system.
In order to receive a personal WebMoney passport without the user’s personal presence, you need:
Features of use
When using certificates of this type There are practically no restrictions. Thus, when withdrawing through the WebMoney Keeper Standard application, you can withdraw up to 3 million rubles per day. Whereas the weekly and monthly limit of a WebMoney personal certificate reaches 9 million, which opens up almost any opportunity to use such access for both personal and work purposes.
Which is issued automatically and free of charge.
The pseudonym certificate allows you to:
The Alias Certificate is suitable for beginners learning the capabilities of the WebMoney Transfer system, however, it is worth remembering that the degree of trust in a participant with a “Pseudonym Certificate” is minimal.
1 Alias passport owners who manage their wallets using WM Keeper WinPro or WM Keeper WebPro cannot make transfers; obtaining a formal passport is recommended.
There are restrictions for some types of title units. Transfers of WMR, WMU, for participants using WM Keeper Standard, are possible only to owners of personal and higher certificates.
Initial certificate
Issued to a WebMoney Transfer system participant who has previously received a formal certificate. An initial certificate is issued only if the system participant has not previously received an initial (or personal) certificate.
The owner of the initial certificate receives additional opportunities in the system.
- transfer title units to other participants in the system with limits significantly exceeding the limits for holders of formal certificates;
- automate the receipt of funds from buyers using the interfaces of the Merchant WebMoney Transfer service in a limited mode;
- replenish wallets and withdraw funds from the system with limits exceeding the limits for holders of formal certificates;
- participate in the operation of the Capitaller service (access to an existing budget machine);
- register Internet resources in some sections of the Megastock catalogue;
- publish news on the website news.wmtransfer.com
Obtaining an initial certificate from the Personalizer
The certificate is obtained after a personal meeting with one of the Personalizers - participants in the Certification Center affiliate program. The cost of obtaining at least 1 WMZ (on average 2-5 WMZ) depends on the selected attester.
Attention! Owners of initial certificates obtained using VideoID cannot create WMB wallets.
Personal certificate
A personal passport is recommended for businesses and advanced private users who want to not only spend and transfer funds, but also earn money online using the entire range of services of the WebMoney Transfer system. Personal certificate provides high degree trust from other participants in the system, because your passport details will be checked in person with the provision of originals (or notarized copies) of documents.
Conditions for receiving: Issued for a fee after verification of passport data by the Registrar (participant of the Certification Center affiliate program)
A personal certificate allows you to:
- replenish wallets and withdraw funds from the system with limits exceeding the limits for holders of initial and formal certificates;
- participate in the work of the credit exchange;
- automate the receipt of funds from customers using the interfaces of the Merchant WebMoney Transfer service;
- participate in the work of the Capitaller service (create budget machines);
- register Internet resources in any sections of the Megastock catalogue;
- obtain the status of a system consultant;
- participate in the Certification Center’s partnership program for issuing initial certificates;
- post news on various sites of the system (www.webmoney.ru, www.megastock.ru, etc.);
- create trading platforms using the DigiSeller service;
- file claims without restrictions in the arbitration system of the system against other participants in the system;
- use the WebMoney.Escrow service - a service for ensuring secure transactions between participants in the WebMoney Transfer system;
- participate in the work of the WebMoney.Wiki service - write and edit articles;
Obtaining a Personal Passport for most participants in the WebMoney system is the final step, because provides the most important functions - maximum trust from other participants and access to most of the necessary functions when working with wallets.
Seller's certificate
The Merchant Passport allows you to receive funds in an automated manner through the Merchant interface and is issued free of charge to a participant in the WebMoney Transfer system who has received a personal certificate. To obtain a merchant certificate, you must register a site where WebMoney will be accepted and register wallets for accepting payments in the MegaStock catalog.
A seller’s passport is one of the forms of a personal passport and has all its capabilities without restrictions.
Capitaller Certificate
The Capitaller certificate is issued free of charge for the WMID of a budget machine registered in the Capitaller service. It is one of the forms of personal certificate.
Payment machine certificate
The Calculation Machine certificate is issued to legal entities (companies) only if it is necessary to automate the processes of receiving WM and settlements using WM using XML interfaces. Thus, the company must have a website and an Internet-oriented business. Issues of integration of own software and WebMoney services the company decides INDEPENDENTLY.
Developer Certificate
A developer certificate is issued free of charge to the owner of a personal certificate who creates software based on WebMoney Transfer technologies by order of WebMoney Transfer or together with WebMoney Transfer specialists. ( Usage standard interfaces WebMoney Transfer system is not a basis for obtaining a developer certificate).
To obtain a certificate, the applicant must contact the WebMoney system technical support service at e-mail. The letter must answer the following questions in detail:
- list of previous developments;
- detailed description project;
- argumentation of the need to obtain a developer certificate.
A developer certificate is one of the forms of a personal certificate and has all its capabilities without restrictions.
Registrar's certificate
The registrar's certificate is the highest in status among the certificates issued to participants in the WebMoney Transfer system.
Conditions for obtaining a registrar's certificate:
- age - at least 25 years
- at least 3 years from the date of receiving a personal certificate
- presence of a Business level of at least 100 points
- availability of office space (own or rented), which should provide free access for applicants for interviews and provision of certification documents
- personal interview with a representative of the certification center in Moscow and the conclusion of an “Agreement of Assignment”
- payment of a guarantee fee in the amount of 3000 WMZ
The owner of the registrar's certificate can participate in the work of the arbitration service as an arbitrator.
Before contacting the certification center, you must carefully read the Agency Agreement and the Attestation Regulations (for all documents, see http://passport.webmoney.ru/asp/documents.asp). If the meaning of these documents regarding the issuance of personal certificates is clear and does not raise questions, then you must inform the administrator of the certification center of your desire to receive a registrar’s certificate in the city in which certification activities are planned. Be sure to make an appointment with the administrator of the certification center in advance.
WebMoney Transfer as a universal technological business environment.
Guarantor's certificate
Guarantors provide input/withdrawal of funds to/from the system on behalf of owners of WM wallets of the appropriate type. In order to obtain the status of a guarantor, an applicant (individual or legal entity) must provide financial and legal guarantees to ensure the exchange of title units issued by it for the declared volume of tangible assets and finance the modernization of the system for accounting for title units of the type being created.
The main requirements imposed by the system on guarantors are 100% reservation of assets subject to registration with WebMoney title units, as well as the exchange of title units for an equivalent amount of assets of this type at the request of the participant. At the same time, specific methods for constructing an input/output mechanism that meets the above requirements may be different, depending on the jurisdiction, the regional banking system, and the legal and financial status of the system’s guarantors.
Operator certificate
The organizational and technological integrity of the system, its uninterrupted functioning and accounting of all operations carried out in the system are carried out by the operator. Currently, this is WM Transfer Ltd., which is the developer, owner and administrator of the WebMoney Transfer system. The operator is also involved in the development, installation and maintenance of system services, modernization and publication of WM Keeper software. The operator ensures the registration of new guarantors in the system, organizes their interaction with participants, maintains the balance of the system, providing participants with statistics on each of the guarantors, as well as on general activity in the system. The operator is responsible for ensuring the security and safety of all information located in the system, technical support participants and providing them with self-management interfaces.
Just a few days ago I received a personal certificate and it took me one day. Today I will try to write in detail how to get a personal webmoney certificate, and why it is needed in general.
If you just earn a little money on your website, then in principle there is no need to open a personal certificate. But if you want, then you will definitely need it, and here’s why:
- Having a personal certificate, you can easily obtain a seller's certificate. To do this, you will need to add your online store to the Megastock Catalog. This means that you can automate payment acceptance on your website or blog.
- You will be able to participate in affiliate program The certification center for issuing initial certificates, which means that you will earn money.
- You will be more trusted on the Internet. For example, if you work with, you can always say that you have a personal certificate and offer payment only after work. The same applies to the sale of any goods, people have now become quite smart and no one will pay money to an anonymous person. But if you have a personal certificate, then that’s a different matter.
- You will be able to participate in the WebMoney Transfer credit exchange.
- Post news on websites www.webmoney.ru, www.megastock.ru, etc.
Besides this, there are also many other advantages, you can read more about them. As you can see, getting a personal certificate is a very profitable business, and if you decide to work on the Internet for a long time and seriously, then I advise you to do it.
Well, now you will find out how to open a personal webmoney passport:
1. First, you need to go to this page and find a person from your city who issues personal certificates. If this is not the case, then you can find a registrar from any other nearby city where it is not difficult for you to travel. There was no registrar in my city, but in the city of Lviv there are 3, I chose this one. Since I study at the Lvov military department, meeting the registrar after the department is not so difficult.
If the registrar is generally very far from you, and you don’t want to go there, then it’s okay, later I’ll write what to do in such cases.
2. Find the person’s phone number, call him and ask if he is currently issuing personal certificates, as well as when and where you can meet him. I called one person first, he said that he would be in Lviv only in 2 weeks. The second one didn’t communicate very well with me on the phone; I didn’t like the phrase “pay, and then we’ll talk: smile:”. As for the third guy, I quickly agreed with him where and when to meet.
3. Carefully fill in all your passport information on the webmoney website. Moreover, it is very important not to make a mistake, otherwise you will need to correct it later. And one more thing, if your Last Name, First Name and Patronymic are not in Russian, then you need to write here so that they can correct it for you. For example, I had it in Ukrainian, I wrote a letter and they corrected it very quickly.
You should also understand that you can only get a personal certificate when you have a formal certificate. And it is issued free of charge, you just need to fill out your passport details.
4. Select a registrar and pay for the application. To do this, go here and click “more details” next to the registrar you have chosen:
5. We write down our wmid, take our passport and go to meet the person. I was told to take only a wmid and a passport, but in any case, just in case, you can also clarify what you need to take with you so as not to go a second time.
The receptionist gave me a form to fill out my personal information and also answer a few questions. simple questions, like, “what is webmoney” or “what is it for? webmoney keeper" It is not difficult to answer these questions, but personal data must be filled out very carefully, otherwise you will have to rewrite everything from the beginning: smile:.
OK it's all over Now. The next day I opened this page and saw that my certificate had been changed to personal.
Great! Now you need to add your site to the Megastock catalog to receive a seller certificate.
But what should those who live in a city where there is no such a good person nearby do? You can choose a registrar who issues certificates based on certified documents. Such registrars are located. I would choose " certification center No. 1", since the opening cost is only 19 wmz. As you can see, I could even save 11 wmz, but the problem is that I will have to wait until the letter with your notarized documents arrives to them. If you want to quickly get a certificate, then it is better to meet in person.
That's it for me this article I'm finishing. I think now it should definitely be clear how to get a personal certificate webmoney:smile:. Good luck, friends!
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