In this article we will talk about payment methods on eBay and how to use them.

All fans of online shopping have been using the services of the online auction eBay for a long time. For them, it has already become something of a global brand. Everyone buys here! Branded clothing, exclusive perfumes, popular electronics or simple little things for the home.

But many beginners deny themselves this pleasure because they are afraid of deception and theft of personal data. Therefore, in this article we will talk about available and safe ways making payments on eBay.

What are the official payment methods on eBay?

The site administration tries to monitor the security of transactions, so several official payment methods have been introduced:

  • Pay Pal and Moneybookers
  • QIWI e-wallet
  • Payment by Visa and MasterCard bank cards
  • Bank transfer
  • Personalized checks (US only)
  • Payment upon receipt of goods

If you make a bypass payment official ways, then the online auction does not provide any guarantees regarding the fairness of the transaction. In addition, if you regularly violate the user agreement, you may be blocked forever.

Purchasing goods via Pay Pal

This system It has become very popular for a reason, since it is guaranteed to save and return your money, blocking it in the seller’s account until you receive the goods.

Payment via PayPal

Before you pay via PayPal you need to:

  • Register in the system
  • Add your card to your account
  • After that, next to the product, select “Buy now”
  • Select Pay Pal as your payment method
  • Confirm the payment
  • After completing the order, wait for delivery

You can also pay for your order using the “Buy Now” button. Then you need to select a delivery method and confirm the payment.

Payment via Moneybookers

This system is an analogue of Pay Pal. Payment for goods is made in the same way as with a competitor. To do this, in the payment method selection window, select Moneybookers.

But this system has certain disadvantages:

  • There is no buyer protection
  • You need to top up your virtual account in the system, for which a commission is charged
  • The system is not very popular and is used mainly by Western Europe

Payment via QIWI wallet

In principle, payment is no different, but payment via QIWI has several features:

Payment via QIWI

  • When paying for a won lot or making an instant purchase, immediately select Qiwi as a payment method.
  • Confirm your address to receive packages.
  • Decide on the delivery method.
  • You will be redirected to PayPal for payment.
  • A new window will open here where you need to log in to your wallet.

Login to Kiwi

  • If you have not verified your profile in the Qiwi system, you will be asked to write your full name, date of birth, passport series and number, TIN, medical policy number or SNILS.
  • Confirm the operation with a one-time password, which you will receive via SMS.
  • At the end you will be shown information about the price of your order.
  • If all the conditions suit you, then pay for the goods by pressing the appropriate button.

Payment for purchases with Sberbank Visa, Master Card

Payment by card on eBay

According to Russian legislation, unverified users cannot transfer money in the amount of more than 1 thousand rubles. Based on this, it can be argued that if you have not confirmed your identity on eBay, then you will not be able to pay for the goods.

In such a situation, you can link your card to PayPal, Qiwi or Moneybookers.

If you live in another country and you do not have such a restriction, then you can buy on eBay only after registering and linking your card to Pay Pal, where you must select MasterCard/Visa as the payment method.

Payment by bank transfer

This payment method is much inferior to those given above. This is all because eBay prohibits the use of Western Union, Contact, Unistream, Money Gram and others.

If we talk about the international transfer of funds - Wire Transfer, then everything is a little different, but this does not mean that everything is good.

  • Payment is processed in at least seven days
  • The commission can reach 20% of the amount subject to conversion
  • There is no way to track the payment

If unforeseen circumstances arise, you can only rely on the seller’s honesty, because you cannot return the money upon request, only through the court



For this reason, in order not to create problems for yourself, it is better not to consider using this method at all.

Is it safe to pay by card on Ebay?

In general, making payments by card, and using other methods on eBay, is safe, since the information is not transferred to third parties and is not stored anywhere. In addition, the system guarantees that if you do not receive your order, your funds will be returned to you.

Under no circumstances should you pay the purchase directly to the seller, as then if problems arise, the eBay administration will no longer help you.

Video: Example of buying on eBay

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How to pay for purchases on eBay with a bank card, Qiwi: step-by-step instructions. Payment methods for goods on eBay

Ebay is an online auction that is known all over the world today. On this service you can purchase both new and rare, used goods. Today each of us can buy the right thing on Ebay. For Russian-speaking users of this service, there is a version of the site adapted to our language. In this article we will tell you how to work with it.

Payment methods for goods on eBay

If you have already registered on Ebay, then it’s time to start shopping for goods. The management of this site offers its customers several types of payment for goods purchased through their service. The most common ones in our country are Qiwi Wallet and PayPal.

Also, buyers of this service can use the Moneybookers payment service, personal checks (for US residents), cash upon meeting and MasterCard or Visa plastic cards to fulfill their purchasing needs.

According to Russian law, you cannot pay for goods on this site directly with cards. But, if you link them to the PayPal service, then this opportunity will open up. At the same time, a lot of opportunities open up for users (read about them below).

All other payment methods are prohibited. This means that you cannot use them even if the seller asks you to. Moreover, if the seller asks you to alternative way payment for goods, this may mean that they want to deceive you. In this case, you need to write to the auction administration about this.

How to pay for purchases on eBay with Visa and MasterCard: step-by-step instructions

In this online auction, the most common method of payment for purchases is PayPal. Since Russian customers cannot pay directly from their cards, we have to use him as an intermediary.

But don't worry about it. Firstly, there is a small commission when using it. And, secondly, it is ensured reliable protection buyer. After all, if you do not like the quality of the product or it is not delivered at all, then you can complain to this service and your money will be returned.

PayPal benefits:

  • High level online payment security
  • Widespread worldwide
  • Ease of use
  • Quick deals
  • Minimum commission

In order to pay with your card on Ebay, you need to link it to the PayPal service. To do this, you need to go to the website www.paypal.ru and open an account. This is done very simply. You just need to select “Personal Account” and enter your data.

In order to link your card to the PayPal service, you need to go to “My Account” and go to the “Profile” section. In it, click the “Add/change bank card” button.

On the loaded page, enter the card details:

  • Card type
  • Owner's name
  • Card number
  • Validity period
  • Security code (CVV or CSC)

As you can see, there is nothing complicated about this. And if you have already purchased goods online, you have filled out this data several times.


PayPal screenshot #1

You also need to fill in the address and create a password.

You can link not only real bank cards to this service, but also virtual ones. For example, a Qiwi or WebMoney card. If you are afraid that the details of your main card will appear to third parties, then you can use virtual cards for online purchases, the balance of which can be quickly topped up and funds transferred from them to the main cards.

IMPORTANT: Only cards with a minimum amount of funds can be linked to PayPal. The fact is that when linking a card, the service must withdraw funds as confirmation. They will then be returned to your account.

That's it, the card is linked, now you can use it to pay on Ebay. Let's look at how to do this using the example of a Sberbank card.

Pay for an order on eBay with a Sberbank card

Sometimes you can come across such a misconception on various forums that you cannot pay for goods on Ebay with a ruble card. On the one hand, the legislation of the Russian Federation does not allow this, and on the other hand, the price for this product, although indicated in rubles, has another equivalent: euro, dollar or pound sterling.

We need to debunk these myths right away. You can pay for goods with a ruble card. But only if you link it to PayPal. And in order not to overpay for the conversion of rubles into foreign currency, you need to indicate in your Personal Account of this payment system that it is done by your bank, and not this one payment system.


Screenshot “Conversion options”

Since Ebay is basically an auction, you must first offer the seller the best price possible before paying for an item. After you win the auction, you will see your item in the “Purchase Histoty” section. On the winning lot card you will see a “Pay Now” button.

If you buy an item without an auction, you need to click on the “Buy it Now” button.

Once you click on this button you will be taken to the checkout page. As you can see, only two types of payment are available for Russian buyers. If you want to pay by card, you need to select PayPal and click continue. You will be automatically redirected to the website of this system, where you need to make a payment using a linked card.

IMPORTANT: If you have not yet linked your card to this electronic payment system, you can still pay for your purchase using it. But, at the same time, you will lose a few useful functions this service.

In PayPal, review all the details and if they are correct, click “Confirm and Pay.” You should see a message like this:


Screenshot “Purchase of goods”

How to pay for goods on eBay via Qiwi: step-by-step instructions

In order to pay for the purchase of goods on eBay using Qiwi, you must select Qiwi Wallet when making a payment:


Screenshot of “Selecting Qiwi Wallet” on eBay

As you can see in this screenshot, the payment method we need is located under the main PayPal method. But even if you chose Qiwi Wallet, you still won’t be able to avoid PayPal. As evidenced by the inscription under the Qiwi icon.

After selecting the payment method we need, click the “Continue” button. And the system will take us to the PayPal page, on which the “Payment with Qiwi” block will appear. In which you need to enter a phone number and click the “Continue” button.


Screenshot “Qiwi payment” #1

Now you need to enter the password for your wallet and log in standard interface Qiwi.


Screenshot “Qiwi payment” #2

The application will ask for permission for eBay to use your data. Click "Allow".


Screenshot “Qiwi payment” #3

If you have already used Qiwi, then the following steps will be familiar to you. You confirm the operation using a code that will be sent via SMS to the phone number linked to your wallet.


Screenshot “Qiwi payment” #4

What is the best way to pay for goods in the eBay online store?

For Russians, only two methods of paying for goods on Ebay are available, and both are quite convenient and simple. The best one is PayPal. Since it guarantees buyer protection and in case of any problems, it will return the money spent.

The main advantage of this service is the security of purchases. After all, when paying for a won lot or an item purchased directly, you only need to enter your PayPal account information. You do not need to enter any card details. Thanks to this advantage, PayPal is being chosen by more and more Russian-speaking Ebay buyers. And the integration of the service into online stores registered in our country is happening at an accelerated pace.

With the help of Qiwi, you can also very easily and simply pay for purchases on this online auction. This method is especially successful if you often use a Qiwi wallet.

If you use the Webmoney payment system, then to pay for purchases on eBay you can use a virtual card linked to PayPal.

Video. Let's compare Ebay and Aliexpress from personal experience!

heaclub.ru

How to pay for your purchases on eBay?

Every visitor to the eBay trading platform first of all asks the question of how to pay for the selected goods on eBay. Everything here is not so complicated, and not too many actions are required from the buyer. In fact, the system does everything automatically; you only confirm or reject this or that action.

Step one - decide

First, decide what exactly you are ordering and from whom. For convenience, all prices are indicated in the currency of the country of which the buyer is a citizen (hence the ending of the site name: “.ru”, “.ua”, “.com”). In addition, when filling out your profile, you indicate in which state you live. Prices sometimes differ due to the dollar exchange rate, but usually by no more than 1.5-2 rubles. Before you pay for your order on eBay, check what kind of payment the seller accepts. In most cases, this is the PayPal payment system. In addition, the site administration introduces this payment method as the only possible and safe one at the moment.

Step two - placing an order

So, you have chosen your product, now you need to place an order. How it's done?

  • Near the selected product you must click “buy now”.
  • You will be automatically taken to the account login page if you have not logged in previously.
  • Then a window will automatically open with the order position, cost, delivery address and the “next” button, click on it.
  • Again, you will be automatically logged into your PayPal account.
  • There you only need to confirm your order and pay for the transaction (the “continue and pay” button).

How to pay for an item on eBay?

After confirming the order, you will receive a notification via internal mail and email that the order has been paid and is awaiting shipment. It is better to save this transaction in in electronic format just in case. You don’t need to do anything yourself, just read carefully what the system offers. When will the order leave? Depends on when the seller ships it. Attention! Payment terms have become stricter! Now you are given two days to deposit money for the ordered goods. After this time, the seller can open a case for an outstanding payment. Before you pay for an order on eBay, make sure you have enough funds (not to mention that you really need the item and you are confident in your choice). Once payment has been made, you cannot cancel your order! PayPal offers a voluntary donation of $1 to the organization at the time of purchase. By the way, the first payment by default comes with this fee, so you confirm your participation in the system, this is the norm.

Every visitor to the eBay trading platform first of all asks the question of how to pay for the selected goods on eBay. Everything here is not so complicated, and not too many actions are required from the buyer. In fact, the system does everything automatically; you only confirm or reject this or that action.

Step one - decide

First, decide what exactly you are ordering and from whom. For convenience, all prices are indicated in the currency of the country of which the buyer is a citizen (hence the ending of the site name: “.ru”, “.ua”, “.com”). In addition, when filling out your profile, you indicate in which state you live. Prices sometimes differ due to the dollar exchange rate, but usually by no more than 1.5-2 rubles. Before you pay for your order on eBay, check what kind of payment the seller accepts. In most cases, this In addition, the site administration introduces this as the only possible and safe one at the moment.

Step two - placing an order

So, you have chosen your product, now you need to place an order. How it's done?

  • Near the selected product you must click “buy now”.
  • You will be automatically taken to the account login page if you have not logged in previously.
  • Then a window will automatically open with the order position, cost, delivery address and the “next” button, click on it.
  • Again, you will be automatically logged into your PayPal account.
  • There you only need to confirm your order and pay for the transaction (the “continue and pay” button).

How to pay for an item on eBay?

After confirming the order, you will receive a notification via internal mail and email that the order has been paid and is awaiting shipment. It's best to save this transaction electronically just in case. You don’t need to do anything yourself, just read carefully what the system offers. When will the order leave? Depends on when the seller ships it. Attention! Payment terms have become stricter! Now you are given two days to deposit money for the ordered goods. After this time, the seller can open a case for an outstanding payment. Before you pay for an order on eBay, make sure you have enough funds (not to mention that you really need the item and you are confident in your choice). After payment, you can no longer cancel the order! PayPal offers a voluntary donation of $1 to the organization at the time of purchase. By the way, the first payment by default comes with this fee, so you confirm your participation in the system, this is the norm.

About order delivery times

Pay attention to the delivery time so you don’t have to worry about where your order went and how long to wait for it. Please read our Accepted Forms of Payment Policy carefully before paying for an order on eBay. Unscrupulous buyers and scammers often ask to change the payment method to one that is convenient for them. Don’t fall for the tricks of such “comrades”! Also, before you pay for an order on eBay, make sure you select exactly what you need. The trading platform is designed to sell not only new, but also used items! The only person who will suffer from your carelessness is you. Especially for your convenience, most of the information is provided in your native language both on the site site and in the payment system. Just be very careful. Happy shopping!

eBay-PayPal is the most popular payment method for purchases on the marketplace. The PayPal payment system gained worldwide fame after the start of its cooperation with eBay in 2002. The advantage of payments through PP is to protect the interests of buyers - the transfer of funds is not carried out until the client receives the goods.

Linking eBay and PayPal

Most sellers working on eBay prefer to make mutual payments exclusively through PP and attribute this to the good security of the payment system. Offering a payment without PayPal to a seller on eBay may result in a refusal to deliver the item.

To pay for purchases, it is not necessary to log into PP each time and manually confirm the expense transaction. All manipulations can be carried out directly on the eBay website. To do this, you need to link your accounts, but your PayPal account must be financially stable in order to link it to your eBay account. Fulfilling this condition requires obtaining and. The system will charge you $2 to check your solvency, but then return it.

How to link

Let's look at how to link PayPal to eBay in detail:


Purchasing products via PayPal

Let's figure out how to pay for a purchase on eBay via PayPal. Once you have logged into your account on the trading platform, found the product you are interested in and the price suits you, you can proceed to payment. The possibility of mutual settlements via PayPal and the seller’s participation in the protected transactions program can be clarified by opening the card of the selected product: the PayPal logo should be in the “Payment” column, and “Ebay Money Back Guarantee” should be in the “Guaranteed” column. After that:


Payment for multiple items

Since eBay is not an online store, but an electronic trading platform, representatives conduct their business here different countries. It is very convenient when you can pay several sellers at the same time. For this:


About possible problems

Despite the great popularity and close cooperation between eBay and PayPal, customers sometimes experience the following problems:

  1. PayPal does not work on eBay and money is not transferred to the seller. The reason may be that payment from the card is blocked by the bank: sometimes online payments abroad are frozen for security reasons. The problem can be resolved by contacting your bank.
  2. On various forums on the Internet, the phrase “I can’t pay for a purchase on eBay via PayPal, payments have stopped going through” is often found. The reason may be that the limit is exceeded: to an individual It is prohibited to transfer more than 5,000 US dollars per day outside the Russian Federation. For some citizens, restrictive sanctions from exchange controls are sometimes applied.
  3. If payment on eBay via PayPal does not go through, the problem may be in the user's browser. PP recommends using Internet Explorer, FireFox, Safari, Google Chrome latest version. In some cases, even simply clearing Cookies in the browser you are using helps.
  4. If a buyer says, “I can’t pay for an item on eBay using PayPal to seller“, which means that he does not send parcels to the Russian Federation. The list of countries to which the product is not delivered can be found in the product card by clicking on the “Delivery and payment” tab after “Exception”.

To resolve your payment issue, you should start by contacting PayPal customer support.

Refund of payment for goods

When purchasing items on eBay, you may be able to receive a full or partial refund under the Buyer Protection Program in the following cases:

  • The item is not received;
  • The product arrived of poor quality or does not match the description on eBay.

To receive a refund, you must contact the Dispute Resolution Center within the estimated delivery time indicated on the lot card and no later than 30 days after its expiration.

The seller must respond within 3 business days and offer solutions to the problem. Otherwise, the buyer has the right to turn the dispute into a claim, after which eBay employees intervene in the conflict, study the situation and announce their decision. It is very important to convert the dispute into a claim within 30 days of opening, otherwise it will automatically close.

How to open a PayPal account: Video

To make payments through the PayPal online system, you must have a verified account and link your Visa or MasterCard to it. Top up your balance with the required amount or make a payment via PayPal directly from your card. Currency conversion in the service will be carried out automatically.

  1. If you participate in an auction and win it on eBay, you must purchase the item within 2 days. You can also purchase items on eBay immediately at a fixed seller price. To do this, click the “Buy Now” button, and then click on “Pay” opposite the selected product.
  2. You can pay by following the link in email with order confirmation from eBay, directly in the product ad, in personal account by clicking on "Won" on eBay.
  3. So, click on “Pay Now”. Add your delivery address or check the previously entered address (you can change it by clicking on the “Change delivery address” button).
  4. In your shopping cart, check the boxes next to the items you intend to purchase and for which you are now going to make a payment. Click Continue.
  5. For payment method, click on PayPal. Click on the “Confirm payment” button. If you pay for your purchase through PayPal, you have the option to donate the funds to a non-profit organization. To do this, click on the “Donate at checkout” button.
  6. Wait for the letter at email address with information about payment and product data.

The PayPal payment method on eBay may not be available for purchases made in the eBay Automotive, Business, and Real Estate sections, as well as Manufacturing Equipment.

Payment for several goods at once

    You can make payments simultaneously for several purchases and to several sellers. But to do this, sellers must accept transfers via PayPal and agree to multiple payments with eBay. To complete your purchase, click on the "Pay For All PayPal Items" button at the bottom of the "Purchase History" screen on eBay.

    Write to the seller if there is a problem with payment. The customer has the right to make payment within two days from the date of purchase.

    If the item was not delivered to you on time or is defective, please submit a return and refund request in your eBay account - “Purchase History”.

Account security and confidential data

To prevent money from being stolen from your account, always log out of your eBay and PayPal accounts. This is especially true for computers with multiple users at work or in public places.

EBay cares about its customers. Its main goal is reliability, simplicity and protection of buyers in their payments to sellers. How to pay for a purchase on eBay and how best not to do this is described in detail in the site rules.

The site rules clearly outline allowed Payment methods on eBay:

  • PayPal payment system;
  • banking Visa cards, Mastercard, etc.;
  • Moneybookers payment system;
  • bank transfer (restrictions apply);
  • Personal Check (America only);
  • cash upon receipt of goods (Cash on delivery) – if the buyer and seller are in the same city.
There are also payment methods prohibited by the site rules. Be careful if the seller insists on using one of these. In this case, the seller faces punishment - from removal of the lot from sale or removal of the Top-rated seller status from the seller to complete blocking of his account.

Prohibited payment methods on eBay are:

  • transfer of cash by letter;
  • payment through Western Union and Money Gram money transfer systems;
  • payment with virtual currencies (WebMoney, Yandex.Money);
  • payment by prepaid cards;
  • any payment methods not specified by the site as permitted

How to pay for an item on eBay via PayPal.

Payment on eBay via PayPal is the most popular and, perhaps, the most reliable way to make a payment on the site. The PayPal payment system was acquired by the site in 2002, after which, with the development of auctions in the global online trading market, it became one of the most popular electronic payment systems in the world.

The main feature of PayPal is powerful protection buyers. The system, as it were, “preserves” the amount of your payment until you receive the parcel and confirm that everything is in order with the arrived goods.

If any questions arise with the product, you can always open a dispute with PayPal and, if the seller was really wrong, get your money back - partially or completely. A dispute opened in PayPal is considered much more reliable and effective than one opened simply on eBay.

To be able to pay for orders on eBay via PayPal, you must link your bank card to your account in the system. After that, when paying for your order, select Continue With PayPal, log in with your credentials, select a payment method (by card or from your account balance), double-check that the delivery address and all order details are correct and confirm the payment with the “Continue” button.

How to pay for an item on eBay with a credit card.

The second most popular payment method on eBay is payment by card. On the site you can use Visa, Mastercard, etc. cards intended for making transactions on the Internet. Please note that prepaid cards cannot be used on the site.

To pay on eBay card, just enter your details bank card in the appropriate fields during the order payment process.

You can also pay for goods by card via PayPal without registering in the system - i.e. through a guest account. To do this, when choosing a payment method, select payment via Visa/MasterCard and enter the data in accordance with the fields provided.

Please note that the guest account is not covered by the PayPal Buyer Protection Program; in case of problems with the arrived product, opening a dispute and returning the money will be extremely difficult. Therefore, we recommend that you pay for your eBay purchases via PayPal.

eBay payment via QIWI

When you register an account on the QIWI website, you receive a QIWI virtual card number. This is what needs to be linked to the PayPal system to make a payment on eBay. There must be money on the card to make a payment; you can top it up through payment terminals, in cash at communication stores, transfer money from a mobile account, or with electronic money. On the eBay website you can pay using QIWI Visa Card and QIWI Visa Plastic. The one-time QIWI Visa Virtual card is not suitable for payment on eBay

To connect a QIWI card to PayPal, you need to register (open a personal account) on the PayPal website, attach a card issued by QIWI to it, then return to your QIWI account and confirm the card by signing the invoice sent by PayPal as a test payment.

After this, you need to connect PayPal to eBay. To do this you need to open on eBay Settings account-> PayPal Account -> Integrate with PayPal. After successful integration, you can pay for orders on eBay via QIWI.

We talked about the main payment methods on eBay used in Russia, Ukraine and other CIS countries. Other payment methods allowed by the site (Personal Check, Money Order, Moneybookers payment system) are relevant for residents of the USA and Europe, and some of them are allowed with reservations, so we do not recommend using them for ordinary customers.

Note:

if you use the services of an intermediary, a list possible options the payment for you will be significantly wider. Intermediaries usually accept payment from their clients using the most popular methods, including the fast transfer systems WESTERN UNION, Migom, Contact, which are also prohibited by the site, as well as WebMoney and Yandex.Money.

How does this happen? Intermediaries simply accept transfers to their accounts in specified systems, and then independently order goods on the site in accordance with its restrictions. In some cases, intermediary sites even offer payment upon receipt, but most often in this way things are sold from ebay in stock, which someone ordered but did not pick up, or asked to be “attached” as they did not fit in size or for other reasons.

According to eBay rules, each buyer is obliged to pay for the goods purchased or won by him. The fact is that in case of a successful transaction, the site charges a commission (fees) from the seller, and if the purchased product is not paid for, the site is forced to return fees to the seller.

EBay does not want to lose its profits, so it actively fights non-payment for purchased goods. The payment period on eBay is three days from the date of purchase or winning the auction. If the item has not been paid for during this time, the seller opens a dispute, and the site sends the buyer a warning about an unpaid item (Unpaid Item Strike). 3-4 such strikes, and the buyer’s account is blocked by the site.

If you change your mind about paying, try asking the seller to terminate the deal, giving a valid reason for your refusal. If he agrees, you will avoid the strike. If you intend to pay for the purchase, but do not meet it within three days, write to the seller asking him to wait a few days. Be sure to pay for the item after the time you promised.

Happy shopping!